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Comparaison de plateformes
Revolut Business API automates your company's own banking. HeyQo Business API lets you issue cards and USD accounts to your end-users under your brand — the difference between internal treasury and embedded finance.
Revolut Business offers powerful APIs on Grow+ plans for businesses managing their own accounts, payments, and cards. It is not designed as a white-label issuing platform for third-party customer apps.
HeyQo is built for fintechs, marketplaces, and payroll platforms that need each user or business on your platform to receive their own virtual card and USD account programmatically.
If your product roadmap includes "cards for my customers" rather than "cards for my company", HeyQo is the closer fit.
Side-by-side comparison on API access, white-label cards, USD accounts, sandbox, and regional support.
| Critères | HeyQo | Revolut Business |
|---|---|---|
| Public B2B / card issuing API for fintechs | Oui — partenariat ouvert Onboarding dédié pour fintechs et PSP | Entreprise uniquement API Business dès Grow+ ; pas pour intégrer dans des apps clients |
| White-label Visa & Mastercard programs | Oui Issue cards under your brand via REST API | Non Cards for your business, not your users |
| Virtual USD accounts | Oui USD receiving accounts with webhooks | Varies Not always available for embed partners |
| Sandbox / developer access | Yes — on request Sandbox keys via merchant portal | Varies May require partnership before sandbox |
| Caribbean & emerging markets focus | Oui Built for Haiti, Caribbean & Africa fintechs | Often US/EU-centric Regional support varies — check provider docs |
| Délai d'intégration | Jours à semaines REST API + technical onboarding | Rapide pour son propre compte Third-party embed not offered |
Revolut Business API is for the business account holder. HeyQo provides B2B APIs to issue cards and accounts to your platform's end-users.
Get sandbox API keys from the HeyQo merchant portal and start building with our REST API.
Lancez votre programme cartes — Sandbox HeyQoDivulgation réglementaire
HeyQo est une plateforme de technologie financière qui collabore avec des institutions financières réglementées, des prestataires de services de paiement agréés, des émetteurs de cartes et des partenaires technologiques. HeyQo n’est pas une banque ni un prestataire de services de paiement agréé, sauf mention expresse pour un produit et une juridiction donnés. Certains services financiers disponibles via HeyQo sont fournis par des institutions tierces réglementées. L’institution responsable de chaque service est identifiée dans la documentation et les conditions produit applicables.
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