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Comparaison de plateformes
Marqeta is enterprise-grade card issuing infrastructure trusted by major fintechs. HeyQo offers a leaner path for mid-market and regional fintechs needing cards, USD accounts, and faster partnership onboarding.
Marqeta powers large-scale programs with deep processor integrations and enterprise sales cycles. Minimum volumes and compliance requirements can exclude early-stage or Caribbean-based startups.
HeyQo Business API packages customer onboarding, card lifecycle, and virtual USD accounts for partners who want to launch without a six-month enterprise procurement process.
Compare total cost of ownership, regional support, and USD account availability when choosing between Marqeta and HeyQo.
Side-by-side comparison on API access, white-label cards, USD accounts, sandbox, and regional support.
| Critères | HeyQo | Marqeta |
|---|---|---|
| Public B2B / card issuing API for fintechs | Oui — partenariat ouvert Onboarding dédié pour fintechs et PSP | Enterprise sales Strong platform; typically large-volume programs |
| White-label Visa & Mastercard programs | Oui Issue cards under your brand via REST API | Limited or partner-only Often requires sales-led approval |
| Virtual USD accounts | Oui USD receiving accounts with webhooks | Varies Not always available for embed partners |
| Sandbox / developer access | Yes — on request Sandbox keys via merchant portal | Varies May require partnership before sandbox |
| Caribbean & emerging markets focus | Oui Built for Haiti, Caribbean & Africa fintechs | Often US/EU-centric Regional support varies — check provider docs |
| Délai d'intégration | Jours à semaines REST API + technical onboarding | Months Enterprise compliance & processor onboarding |
Large US/EU programs with very high volume may fit Marqeta's enterprise stack. HeyQo fits regional fintechs and partners needing cards plus USD accounts with faster onboarding.
Get sandbox API keys from the HeyQo merchant portal and start building with our REST API.
Lancez votre programme cartes — Sandbox HeyQoDivulgation réglementaire
HeyQo est une plateforme de technologie financière qui collabore avec des institutions financières réglementées, des prestataires de services de paiement agréés, des émetteurs de cartes et des partenaires technologiques. HeyQo n’est pas une banque ni un prestataire de services de paiement agréé, sauf mention expresse pour un produit et une juridiction donnés. Certains services financiers disponibles via HeyQo sont fournis par des institutions tierces réglementées. L’institution responsable de chaque service est identifiée dans la documentation et les conditions produit applicables.
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